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Do you know the best credit card deals right now? If you’re a frequent card user and are looking for a card that rewards you for your spending, you’ll want to look at the cashback and rewards programs available. These types of cards typically offer great rewards for high-volume users, as well as other perks like bonus categories and promotions. However, keep in mind that these cards usually require an annual fee.
Capital One VentureOne Rewards credit card
If you are looking for a credit card that offers a low annual fee and 0% introductory APR, consider the Capital One VentureOne Rewards credit card. This credit card offers five miles per dollar spent on purchases made through Capital One Travel and one mile per dollar spent on all other purchases. You can get as many as 50,000 miles a year with this card. While the points are worth 1 cent each, there are certain limitations.
If you plan to travel a lot, the VentureOne card is a good option. Its low annual fee and low earning structure make it an ideal choice for those who are just getting started with the world of miles and points. The card offers a flat rate of 1.25 miles per dollar for everyday purchases, as well as a 5% cash back on all purchases made online. You can also use the Capital One VentureOne card to redeem your rewards on airfare, hotels, and gift cards. It also does not charge foreign transaction fees. Lastly, it is widely accepted, so you will not have to worry about using it overseas.
The Capital One VentureOne Rewards credit card offers a generous bonus of 20,000 miles for spending $500 on eligible purchases. However, if you don’t spend more than $16,000 on the card in three months, you can earn only 6,000 miles and get $200 towards your Capital One travel bookings. As a bonus, the VentureOne card has no annual fee, so you won’t need to worry about spending more than you can afford to.
American Express Business Platinum Card
If you’re a business owner who travels frequently, the American Express Business Platinum Card is a great option for you. It has a high annual fee but comes with a suite of travel benefits. These include travel insurance benefits and elite status with hotels. It’s also a great way to receive statement credits from select small business vendors.
Membership Rewards points can be transferred to other cards and redeemed for travel through American Express Travel. These points can earn you up to 35% of the cost of your flight if you book a premium cabin. To maximize your rewards, you must spend a minimum of $5,000 each year. But even if you spend less than this, the card is still worth the investment.
Although there are no bonus spend categories for the American Express Business Platinum Card, the points you earn are worth a lot. Compared to other cards, you can get more rewards per dollar. In addition, the American Express Business Platinum Card charges a flat $695 annual fee and has no foreign transaction fees.
While the annual fee for this card is high, it can easily be offset by the numerous annual credits and reimbursements. For example, recently, the card’s rewards program introduced an $830 statement credit. In addition to these benefits, this card also offers travel discounts through the Amex International Airline Program.
Capital One SavorOne rewards credit card
For those who love to dine out, a Capital One SavorOne rewards credit card may be the right card for you. The card earns 1% cash back, has no annual fee, and doesn’t charge a foreign transaction fee. It also offers a $300 bonus after spending $3,000 on purchases in the first three months. While its rewards program is pretty solid, the card comes with some snags.
The first big downside is the limited cash-back options. While many other cards offer a limited number of redemption options, the Capital One SavorOne rewards credit card offers unlimited cash back on dining and entertainment purchases. The rewards can be redeemed for gift cards or for merchandise through PayPal. You can choose to get cash back on purchases from nearly every merchant, including grocery stores and superstores.
For consumers with good to excellent credit, the Capital One SavorOne cash rewards credit card may be the right option. With no annual fee, the card offers plenty of rewards, such as merchandise and statement credits. In addition to a cash reward program, Capital One offers several welcome bonuses. For example, if you spend more than $2,000 in the first three months, you will earn an extra 3% cash back. You can also receive a cash advance if you misplace your card.
Another benefit of the Capital One SavorOne cash rewards credit card is its entertainment focus. With 8% cash back for purchases at Capital One Entertainment and on tickets purchased through Vivid Seats, the card can be a great choice for entertainment enthusiasts. It also offers no foreign transaction fees. Unlike many other rewards credit cards, the SavorOne offers better rewards and a better welcome bonus.
